HATI
HATI: AI-Powered Next-Generation Payment Orchestration

If you are a MENA region enterprise managing complex payroll for a global workforce, processing supplier payments in multiple currencies, and coordinating payments across expat teams, regional HQs, and multiple jurisdictions, then ...

... Chances are that HATI could help reduce processing costs by more than 75% and cut operational time from days to hours.

Benchmark your current payment flows against HATI and discover where your treasury team can save time, reduce cost, and improve execution.

HATI Platform

Next Generation Payments Infrastructure

The intelligent payments infrastructure for modern treasury teams.

The new payment challenge

Treasury teams are no longer managing a single bank file sent once a week. They now coordinate domestic payroll, local salary rules, cross-border vendors, multiple bank portals, approval chains, reconciliation work, real-time payment rails, open-banking connectivity, and emerging digital settlement options.

The result is fragmentation: more manual handoffs, less route visibility, inconsistent controls, and avoidable cost leakage. Many organizations end up adding tools one by one until they have a payment stack that is expensive to operate and difficult to govern.

HATI changes that model. It acts as the enterprise operating layer above the rails — ingesting files, applying policy, scoring available options, recommending the best compliant path, and preserving human approval and auditability throughout execution.

What HATI is built to do

Choose the best rail: Score domestic, cross-border, real-time, tokenized, and digital payment paths.
Preserve control: Keep role-based approvals, exception handling, and audit trails visible.
Stay non-custodial: Orchestrate payments without taking custody of enterprise funds or keys.
Benchmark before change: Use a sandbox to compare historical runs before going live.

HATI as the control tower

Connect accountsUpload payroll or vendor batchesApply policy and scoringReview and approveExecute and reconcile

One operating layer across bank rails, real-time networks, tokenized deposits, and digital settlement rails.

Innovative Human Thinking Combined With AI

Agentic Orchestration with Human Oversight

HATI agents orchestrate payment execution with built-in human oversight, transparent reasoning, and embedded compliance. Every decision is explainable and auditable.

  • +Autonomous decision-making with guardrails
  • +Multi-step workflow coordination
  • +Transparent audit trails
  • +Contextual reasoning in GCC frameworks

Identity-bound access control

Every agent inherits the user's identity from JWT. Privilege escalation is architecturally impossible — not just policy.

Orchestrator + sub-agent architecture

A central orchestrator routes intent to purpose-built sub-agents: sanctions screening, corridor scoring, approval enforcement, and settlement.

Human-in-the-loop approval gates

High-risk operations pause for explicit human approval before execution. The platform accelerates decisions — it does not bypass them.

Bilingual Arabic / English directives

System prompts are authored in both languages so agents reason correctly within GCC regulatory and cultural contexts.

Built for Multi-Jurisdictional Compliance

GCC enterprises operate across overlapping regulatory frameworks — financial, digital-asset, and personal-data. HATI is architected to align with each layer so that compliance is embedded into execution, not bolted on afterward.

Conversation-first enterprise interface

Users interact through natural language instead of navigating between pages. The conversational UI is the control surface — not a feature.

Where HATI creates value

Designed for GCC enterprises' treasury, payroll, AP, and bank-embedded payment workflows.

Deployment options

  • Standalone enterprise app
  • Bank-embedded orchestration
  • Premium rails activated where relationships exist

Global payroll

Pay employees in local currencies, separate local vs. cross-border flows, and reduce manual coordination across payroll cycles.

Vendor and supplier payments

Route batch payables through the best compliant path, with stronger visibility into timing, fees, and workflow friction.

Treasury operations

Support better decisioning for internal liquidity movements, approval logic, exception handling, and reconciliation outputs.

Bank and rail partners

Help banks and premium rails extend their enterprise reach without building the full workflow layer themselves.

What makes HATI different

  • AI-driven routing logic evaluates cost, speed, reliability, corridor support, and compliance suitability before execution.
  • Human approval remains in the loop where needed, giving treasury teams speed without surrendering control.
  • Benchmark-first onboarding allows organizations to upload recent payroll and vendor files, compare historical runs, and move to live in the same environment.
  • The platform is rail-agnostic by design, so enterprises can use the rails already available to them while adding premium bank or tokenized deposit rails over time.

A practical path to value

1
Sandbox sign-up and KYB intake
2
Upload recent payrolls and vendor batches
3
Run corridor-aware analysis and route scoring
4
Review the benchmark summary and savings opportunities
5
Transition the same environment to live execution

See what HATI can do for your organization.

A smarter operating layer for payroll, vendor, and cross-border payments — built for control, compliance, and better decisions.

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Pricing Tailored to Your Workflow

No two enterprise payment environments are the same. HATI pricing is scoped around the complexity of your payment flows, corridor mix, integration requirements, execution volume, and operational needs.

Instead of forcing customers into a generic package, we work with each organization to understand your specific requirements and constraints.

We use a consultative pricing model designed for enterprise treasury, payroll, and supplier-payment execution.

We tailor pricing around:

  • Payment volumes and approval workflows
  • Number of countries, currencies, and corridors
  • Payroll and supplier-payment mix
  • ERP and banking integrations
  • Reporting, reconciliation, and support requirements

Sandbox access is provided for evaluation purposes and may be configured based on corridor, integration scope, and operational readiness. Production provisioning is subject to onboarding and approval.

Schedule a Demo with Our Experts

Your ERP already calculates payroll, payables, and approvals. HATI helps reduce the execution burden after approval by turning payment instructions into structured, cross-border, multi-rail execution with better visibility, control, and reconciliation.

Whether your team uses Sage, SAP, NetSuite, Oracle, Workday, or another system, HATI is designed to complement existing workflows rather than replace them.

What happens on the demo

  • Review your current payment workflow
  • Identify cross-border and multi-currency pain points
  • Assess where execution slows down after approval
  • Discuss how HATI fits alongside your ERP and banking process
  • Explore a tailored 7-day sandbox

Try HATI in a 7-Day Sandbox

Qualified teams can access a 7-day HATI sandbox tailored to their workflow. If HATI is the right fit, the sandbox can be provisioned into production so your team can continue without starting over.

Evaluation access subject to KYB approval and operational readiness.

Sandbox Access

Try HATI Through Our No-Obligation Sandbox

We are onboarding select enterprise partners ahead of launch. Request guided access to the HATI sandbox to benchmark payroll and vendor payment workflows before moving into production.

No-Obligation Benchmarking

Use real historical files to compare costs, routing options, and workflow improvements before launch.

Guided Enterprise Onboarding

Receive white-glove support through KYB, file preparation, sandbox setup, and benchmark review.

Be Launch-Ready

Evaluate HATI now and transition the same environment toward live enterprise execution when you are ready.

Request Sandbox Access

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