HATI Policy Pack Index
How to use this pack
This pack is designed for HATI, a northbound payment-orchestration software layer developed, owned, and managed by Blokketen Solutions Inc. The templates assume HATI does not hold custody of customer funds, does not itself act as a bank, and relies on customers' existing banks and approved payment providers in each applicable jurisdiction.
Before publication, replace placeholders, confirm governing-law choices, confirm your actual data flows, and have local counsel review the final documents. Privacy law and financial-services rules can vary based on the entity that contracts with the customer, where users are located, and which service features are enabled.
Included files
| File | Purpose |
|---|---|
| 01_HATI_Website_and_Service_Terms.docx | Public-facing terms covering use of the website and HATI software services, including no-warranty, no-bank, no-custody, and availability disclaimers. |
| 02_HATI_Global_Privacy_Notice.docx | Core privacy notice for website visitors, prospects, customer administrators, and business users. |
| 03_HATI_Privacy_Addendum_Canada.docx | Canada-specific privacy supplement with PIPEDA-oriented language and province notes. |
| 04_HATI_Privacy_Addendum_EU_EEA_UK.docx | EU/EEA and UK privacy supplement with GDPR / UK GDPR concepts and data-subject rights. |
| 05_HATI_Privacy_Addendum_GCC_and_Middle_East.docx | High-level supplement for UAE, KSA, Qatar, and notes for ADGM / DIFC where relevant. |
| 06_HATI_Cookie_Notice.docx | Website and application cookie / similar technology notice. |
| 07_HATI_Acceptable_Use_Policy.docx | Rules for lawful, safe, and permitted use of HATI and related services. |
| 08_HATI_Sandbox_Beta_Evaluation_Terms.docx | Evaluation-only terms for pilot, benchmark, and sandbox access. |
| 09_HATI_Data_Processing_Addendum.docx | Customer-contract template for processor/service-provider obligations. |
| 10_HATI_Risk_Disclosure_and_Non_Custody_Notice.docx | Standalone operational risk disclosure and non-custody notice. |
Implementation notes
- Use the Global Privacy Notice together with the jurisdiction addenda that actually apply to your deployment model and user base.
- If HATI or a contracting entity operates from ADGM or DIFC, add local counsel review because those financial free zones have standalone data-protection regimes.
- Use the Data Processing Addendum with customer contracts whenever Blokketen Solutions Inc. processes employee, vendor, payroll, or payment-related personal data on a customer's behalf.
- Keep the Risk Disclosure / Non-Custody Notice available in the website footer and customer onboarding materials so the core operating model remains clear.